Coming to grips with your mortality is frightening enough without worrying how much life insurance will cost.
If you're concerned about how your health, your family history or your preexisting conditions will affect your chances of being insured...
Q. I have life insurance thorough my job, but I'm thinking of leaving to start my own business. How can I choose the best policy for me if I'm on my own? I'm divorced with one son who is six, and I'm doing pretty well financially.
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An annuity is an insurance product that pays out income, and can be used as part of a retirement strategy. Annuities are a popular choice for investors who want to receive a steady income stream in retirement.
Here's how an annuity works: you ma...
Perhaps no investment product in existence generates a wider spectrum of reactions than retirement annuities. The basic idea behind these insurance products – a guaranteed stream of income, often for a lifetime – sounds pretty appeal...
If you are worried about paying for retirement, it is worth evaluating the pros and cons of annuities.
An annuity is an insurance product that pays out income. You make an investment in the annuity and then it makes payments to you, giving you a dep...
“Should I buy term or permanent life insurance?” That’s usually the first question most agents are asked when they meet with a new client. While permanent life insurance is often a better long-term value, there are times when term l...
You know you need life insurance to financially protect your family and loved ones. But you’re worried about passing a physical exam or that your family’s medical history means you’ll have to pay too much for coverage.
Maybe your f...
Almost everyone knows life insurance is an agreement you make with an insurance company to pay your beneficiaries a lump sum upon your death. Proper life insurance coverage should provide you with peace of mind, since you know that those you care abo...
Before we deal with the downer of your death, let's talk about your life.
Does anyone depend on you? Like, financially, depend on you?
No?
Then you're probably fine without life insurance.
Of course, there are certain circumstances in whi...
Many people who opt for an annuity are happy with them, but what of people who chose the lump sum over an annuity?
Do they have any regrets about choosing the lump sum?
Turns out that many lump sum recipients, if not always a majority, agree that a...